Saving for retirement can be confusing. You probably know that having a 401(k) is advisable, but if your eyes glaze over when presented with financial jargon, you’re not alone. Whether you already ...

A practical look at the “80 percent rule,” why it is useful, and how you can adapt it to your own retirement planning ...

Many U.S. workers are not saving enough for retirement, even though higher savings can lead to a safer future. Only a small group manages to reach yearly 401(k) limits. Experts say saving early, using ...

Discover the CRPS certification, its role in retirement planning for businesses, exam details, benefits, and ongoing ...

Borrowing from your 401(k) might sound appealing when you need quick cash. After all, the typical 401(k) loan interest rate is low — usually the prime rate plus 1%, and you’re essentially paying ...

The majority of workers don’t contribute the annual maximum amount to their retirement savings plans, a Vanguard study shows. Learn how contributing the maximum can provide significant benefits for ...