When a driver crashed into Angela Crosby’s car, she assumed that insurance — either hers or the other driver’s — would pay for the $4,200 in damage to her car and cover the medical care for injuries ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...