While some Financial Professionals have been slow to embrace annuities, the product deserves a closer look. Retirement strategies have evolved considerably in the past decade, and new iterations of ...

A recent WSJ article recommended that annuities be a default option in retirement plans. The author responds to readers’ ...

We can also consider a few more examples to better understand how this model for annuity pricing can be applied to different annuity flavors. For instance, what happens to the price of this annuity if ...

Want to delay Social Security until age 70 for a bigger payout but need income now? Learn how an income annuity can provide a ...

As with Social Security, annuity lifetime income streams are based on the recipient's life expectancy, with smaller payments received over longer periods. So the younger you are when you start ...

If you're looking for a way to generate income in retirement, you may be considering purchasing an annuity. An annuity is a contract between you and an insurance company. In exchange for a sum of ...

The SECURE Act of 2019 passed with big changes to retirement income planning. It created a Fiduciary Safe Harbor Provision for employers which allows them to offer certain annuities inside 401(k) ...

There's a lot to love about Social Security. If you don't agree now, you'll likely agree in the future. According to the Social Security Administration (SSA), "Social Security is the major source of ...

Agency: "Internal Revenue Service (IRS), Treasury." SUMMARY: This document sets forth a final regulation that provides rules for Federal income tax withholding on certain periodic retirement and ...

Those new to the finance world and looking into retirement may be overwhelmed with all the new terms and information out there. In this article, we give you a Fixed Annuity 101 Guide to help you ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

With the retirement playing field littered with crushed investments and dreams, the safety of guaranteed income streams looks more attractive each day. Some annuities can provide such a guarantee. If ...