High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is 4.39%. If you prefer more reliable access to your money without as many penalties, it might be worth giving up some of the yield for liquidity.

As the Federal Reserve concludes its policy meeting today, you have a unique opportunity to secure predictable returns regardless of the announcement's outcome. Certificates of deposit offer fixed rates of up to 4.75% APY for guaranteed returns that won't ...

Tomo’s online rates comparison tool is among the best we’ve seen for shopping rates — and both their rates and fees are competitive. While they don’t offer refinance or home equity options, the solid lineup of purchase loans could be a good fit for ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. And that's been particularly pronounced in early 2025, as rates on both products continued the downward trend they started in 2024.

Home equity loan interest rates currently average between 7.72% and 8.01%, depending on the loan amount, loan-to-value ratio (LTV), borrower qualifications and other factors. The rate isn't the only factor that determines your total cost of a home equity loan,

First Federal Bank stands out for its exceptionally low interest rates and its emphasis on government loans. Most likely to appeal to borrowers shopping for low rates and fees. Strong experience in FHA and VA lending. Average mortgage rates are on the low ...

Auto refinance rates start below 4.00% for qualified borrowers.