Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

Banks and credit unions typically pay little to no interest for a checking account — among the ones that actually do, the average annual percentage yield is just 0.07%, according to the latest ...

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Note: Annual percentage yields (APYs) shown are as of December 23, 2025. Bankrate’s editorial team validates this information regularly, typically monthly. APYs may have changed since they were last ...