Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Jordan Tarver has spent seven years ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

Knowing where you stand is easy, harmless, and usually free Andrew Martins is an award-winning journalist who has performed thousands of hours of research on small business products and services and ...

Refinancing replaces your old mortgage with a new loan, which can lower your average age of credit – a small but meaningful component of your credit score. Mortgage refinancing usually requires a hard ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

Katie covered all things how-to at CNET, with a focus on Social Security and notable events. When she's not writing, she enjoys playing in golf scrambles, practicing yoga and spending time on the lake ...