Withdrawing Cash at ATMs You can use the Direct Express card to take out cash at ATMs.There is no fee for the first ATM ...

"The Direct Express card is not a bad card and does not have ... you'll also be charged 3% of the price. A paper statement mailed to you costs 75 cents per month. This fee is easily avoided ...

they are not credit cards. Below is a look at how Social Security Direct Express cards are different from credit cards, as well as the pros and cons of using one to receive your benefits.