More than 6 million homeowners nationwide – including a large number of Native American, Hispanic and Black homeowners – do not carry homeowners insurance, putting them at extreme risk in the event of ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

States do not legally require homeowners to have home insurance, but it is usually required by your lender if you currently have a mortgage on your home. Home insurance provides financial protection ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Homeowners insurance mainly protects the borrower’s investment in their home, while mortgage insurance financially protects the lender’s investment in your home. Mortgage insurance, also known as ...

Floods are among the top natural disaster threats to homes because of their increasing frequency, potential for devastating consequences, and the growing costs to repair their damage. So if you ...

In Arizona, many homeowners are losing insurance coverage because their providers aren't willing to cover damage to older roofs, as the warming climate is leading to higher payouts. According to 12 ...

If you don’t have enough insurance to satisfy your mortgage requirements, your lender may buy force-placed insurance. Many, or all, of the products featured on this page are from our advertising ...

For many homeowners, roof replacement is one of the most expensive repairs they may ever face. It is also one of the most ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage in high-risk areas.