Q. When you apply for life insurance that needs a physical, do they check for pot use? What else do they look at? — Asking for a friend A. We’re glad to see you’re trying to be an educated consumer.

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, ...

Q. When you apply for life insurance that needs a physical, do they check for pot use? What else do they look at? — Asking for a friend A. We’re glad to see you’re trying to be an educated consumer.