Opening a new credit card each year helps me earn bonuses, unlock perks, and save real money, as long as I stick to smart ...

Keeping a credit card open for a decade or longer quietly reshapes your credit profile, your day to day money habits, and ...

Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time ...

And sure enough, ballooning consumer debts reflect that spending. A survey by LendingTree after the 2024 holiday season found that 36% of Americans took on credit card debt to pay for it, most of whom ...

There’s no limit to how long you can keep your credit card open. Closing a credit card can decrease the average age of your credit history and increase your credit utilization ratio — both of which ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Learn how to lock your Social Security number for free to prevent employment fraud and identity theft using E-Verify or by ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. With the average American household with ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...