Actual terms vary by lender. I bought my 1992 Chevy S-10 as a 6 year old vehicle for my son in 1998. He returned it to me 3 years later because he wanted a newer vehicle that was "more reliable".
These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and ... love my s10 I got ahold ...