The 10-year Treasury yield came in at 5.184% today, down 5.5 basis points from 5.239%, a meaningful move that points to a modest easing bias for mortgage shoppers even with Freddie Mac’s 30-year ...

Mortgage rates remained mostly on an upward track Sept. 29, while the 10-year Treasury yield came in at 5.217%, up 0.8 basis points, or 0.008 percentage points, from 5.209%. The modest Treasury ...

Senior home buyers keep encountering a problem: it’s hard to find aging-friendly properties for sale. In fact, only about 40% of houses in the U.S. offer basic senior accessibility of a step-free ...

A complete guide to how mortgage rates work, what moves them, and where they stand right now. Quick take. Mortgage rates do not come from one place. They are shaped by Treasury yields, mortgage-backed ...

The Mortgage Reports analyzed ATTOM and HMDA data to build the first-ever Home Equity Gap Index, ranking all 50 states by how much equity homeowners have vs. how often they actually use it. Texas ...

Between 2012 and 2022, America saw 6.5 million more households formed than single-family homes built. And there was hardly a glut of homes at the start of that decade. Talk about a housing shortage.

You may sell your home at any time with a reverse mortgage and without a prepayment penalty. However, the full loan balance must be paid at closing. Non-recourse protection ensures you or your heirs ...

What is a lender? Put simply, a lender is a person or party who loans out money. In many cases, it’s a bank, credit union, or corporate entity, but sometimes, it may be an individual, a group of ...

Your credit score is the single biggest driver of home equity loan rates, with spreads of 3–4 percentage points between top and bottom tiers. Raising your score, even slightly, especially past 680 or ...

The risk of a variable-rate HELOC depends heavily on your personal financial situation, including income stability and existing debt. Built-in features like rate caps provide some protection against ...

Own Up lets borrowers compare multiple lenders in one place. Own Up can show personalized offers without a Social Security number up front. Own Up says it uses a soft credit check early in the process ...

The Consumer Financial Protection Bureau (CFPB) finalized a rule on April 22, 2026, that changes how fair lending discrimination is enforced for mortgage borrowers under the Equal Credit Opportunity ...