Leaders should be prepared to balance resilience with growth, competition, innovation, and adaptation. Strong prudential foundations are not obstacles to growth; they are the conditions that make ...

The Office of the Superintendent of Financial Institutions (OSFI) is pleased to announce that Laurence Frappier has assumed ...

The Bank of Canada (Bank) and the Office of the Superintendent of Financial Institutions (OSFI) are issuing this joint statement to provide clarity on the purpose and use of the Standing Liquidity ...

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This year, OSFI issued technology risk bulletins on Generative and Agentic Artificial Intelligence and Frontier Artificial Intelligence. It also convened partners and contributed to international ...

Real estate secured lending, including mortgage insurance, is a core business activity of many of the institutions that we regulate. This critical function supports a sound housing finance system in ...

Small and mid-sized banks including Category III institutions using the simplified risk-based approach (collectively referred to as SMSBs or institutions) can use this template in their internal ...

These risks are difficult to predict, but they’ll affect most sectors of the economy to some degree. They can have an impact on a financial institution’s or pension plan’s soundness by driving ...

This letter sets out our expectations for the 2026 internal capital adequacy assessment process (ICAAP) and the related internal audit review. These expectations apply to all small and medium-sized ...

This Advisory applies to all federally-regulated financial institutions (FRFIs) that are engaged in residential mortgage underwriting and/or the acquisition of residential mortgage loan assets in ...