Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

It's a tough time to be a borrower. Even if there is some moderate easing in 2026, mortgage rates (now about 6.15% for a 30-year loan) are largely expected to remain stubbornly high. Auto-loan rates ...

With even a brief window, motivated borrowers can quickly boost their credit scores before applying for a loan, allowing them to qualify for better interest rates.

Those with less than perfect credit might be surprised at how quickly they can improve their credit scores, beginning with ...

Some of the smartest people don't see themselves that way, but these 12 habits actually reflect curiosity and critical ...

Apple launched its first credit card in August 2019, and as of early 2024 the Apple Card had more than 12 million users.

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

If we examine market indicators, affordability is unlikely to improve soon. Rising unemployment and the fall-out from the ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Discover what a factor rate is and how to calculate it.

Pulte posted on social media platform X that credit bureau pricing "invites a lot of scrutiny that is only intensifying by the day" and that his communications with credit bureau CEOs were "falling on ...