A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Inflation has been a hot topic over the past few years, and for good reason. Prices have been rising faster than they should in a healthy economy. Food, housing and general goods and services aren't ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Unum, a finance and insurance products provider, has updated its hospital insurance offerings with new features that include coverage for mental-health treatment, routine check-ups for infants and ...

Cassie is a former deputy editor who collaborated with teams around the world while living in the beautiful hills of Kentucky. Focusing on bringing growth to small businesses, she is passionate about ...

Around the time you receive your patient billing statement, you will also receive an explanation of benefits (EOB) from your insurance provider. An explanation of benefits is a document that explains ...

Are you overlooking the real value of your benefits when you think about your compensation? Probably. According to the Bureau of Labor Statistics, benefits accounted for about 32% of employer costs of ...

Under Michigan’s auto no-fault insurance system, motorists are entitled to property protection insurance (PPI) insurance coverage for damage that is caused to tangible property when they’re in a motor ...

The benefits of long-term disability policies are often offset by the amount of Social Security and retirement benefits you qualify to receive. In other words, the benefit will only pay the difference ...