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Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

With a background in education and a fascination with finance, Emily Batdorf writes approachable content for consumers who want to deepen their understanding of personal finance topics. She loves ...

CIT’s Platinum Savings account pays 3.75% APY on balances of $5,000 or more. If your balance dips below $5,000, it earns a paltry 0.25% APY. If you tend to carry high balances — at least $5,000 — this ...

Money market accountsMMAs often come with checks and a debit card that you can use a few times a month. You probably won’t get that from a high-yield savings account. MMAs are handy if you want to get ...

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Cash management accounts can be a good alternative to traditional banking if you're looking for a convenient way to manage your money. These accounts combine the best of both a checking and savings ...

Emily Norris is the managing editor of Traders Reserve; she has 10+ years of experience in financial publishing and editing and is an expert on business, personal finance, and trading. Somer G.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Account aggregation is a financial management tool that consolidates data from multiple ...

If you need flexibility with your cash, easy-access savings accounts are a good place to start. These accounts typically offer top savings rates while allowing you to make penalty-free withdrawals, ...

Chiara is an award-winning investigative reporter who specialises in banking and fraud, joining Which? in 2015 following six years as a personal finance journalist at a national newspaper. Chances are ...