The $23,760 Social Security bonus most retirees completely overlook › Building a nest egg for retirement is not an easy thing. It takes decades of hard work and some sacrifices to free up the money ...

You might want to rethink everything you thought you knew about retirement withdrawals. The famous 4% rule, which has guided ...

“Will your money last?” isn’t the only question to consider before retiring. There are many factors that go into what you can comfortably spend in retirement, and there are many strategies that you ...

Retiring is a big life change with serious financial implications. Many people are reluctant to take the plunge because they ...

Millions of investors are making a critical mistake that could leave their finances vulnerable That error? Clinging to ...

Many people aim for a $10 million nest egg, especially those in the FIRE movement. A $10 million investment account would produce around $370K a year at a safe withdrawal rate. Whether that’s enough ...

The 4% rule helps you establish a safe withdrawal rate. Suze Orman says not to follow the 4% rule because you may take out money when you don’t need it and not have money when you do. Other evidence ...

William Bengen invented the related “4% safe-withdrawal rate” based on historical research in 1994. What it basically means is that you need to have 25-times your retirement spending saved up for ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Ali Hussain has a background that consists of a career in finance with large financial institutions and in journalism covering business. MoMo Productions / Getty Images The average 401(k) balance for ...

Rebalancing your portfolio is a critical – yet often misunderstood – aspect of long-term investing. In our recent Morningstar Investor subscriber webinar featuring portfolio strategist Amy Arnott and ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement account withdrawals for decades. It has now become a regular part of the F ...