With even a brief window, motivated borrowers can quickly boost their credit scores before applying for a loan, allowing them to qualify for better interest rates.

It's a tough time to be a borrower. Even if there is some moderate easing in 2026, mortgage rates (now about 6.15% for a 30-year loan) are largely expected to remain stubbornly high. Auto-loan rates ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

LEXINGTON — In previewing tonight's game versus Indiana, Mark Pope gave his opponent perhaps the highest praise possible. Pope said this season's version of the Hoosiers reminds him of the teams ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

LEXINGTON — Kentucky basketball held its longest practice of the season Monday. "It was brutal," UK coach Mark Pope said during his weekly coaches show Monday night. "We were just knocking on the door ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

The average credit score in the U.S. remained steady at 715 at the end of 2024, according to Experian data. But while stability has been the trend, recent developments suggest that credit scores could ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing1, used by lenders to judge how well an individual can pay ...