Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Your score reflects both personal and business financial data, including credit history, revenue, time in business and any ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores were down across the country over the past year. Credit scores have dropped in all 50 states over the past year ...

This sevenfold gap highlights the absence of credit education in traditional curricula, leaving most U.S. consumers to piece together their financial literacy online. Without structured guidance, ...

For consumers, that means focusing on stronger credit, planning major borrowing carefully, and taking advantage of a more ...

"Car prices have gone up by about 30% since 2019," said Girard. New and used car prices climbed sharply as supply chain ...

Fair Isaac is best known as the creator of the FICO credit score, the lending industry’s standard for assessing consumer credit risk. It also develops analytics, decision-management, and ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...