2 days ago · Don't wait — CD rates are declining, but you can still earn up to 5.11% with the best CD rates today. Score a high rate while they are still available.

Jan 3, 2026 · We analyzed 458 CD accounts from 148 financial institutions to determine which ones offer the best value for savers. Our research factored in interest rates, minimum deposit requirements,...

2 days ago · Right now, the best CD rate is 4.30% APY. Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide.

Dec 29, 2025 · Some banks offer different CD types, like a CD where you can raise your APY or a CD where you can withdraw penalty-free. See our methodology for more information on how we choose …

2 days ago · A CD, short for certificate of deposit, is a type of savings account that usually offers a higher interest rate compared to regular savings accounts. However, in return for this higher APY, …

2 days ago · Check out the best CD rates today at top online banks and credit unions. The highest certificate of deposit rates are around 4%.

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

3 days ago · Looking for high CD rates? Check out our top CD picks for 2025. Find the best rates, bank reliability, and flexible options to grow your savings.

4 days ago · Easily compare top certificate of deposit rates from online banks. Choose a CD account based on deposit amount, term, APY & more. Rates updated daily.

Dec 31, 2025 · Best CD rates by term Historically, longer-term CDs pay higher rates. For example, according to data from the Federal Deposit Insurance Corporation (FDIC), six-month CDs averaged …